Your Business Needs More Than a Bank …

You Need a USDA Loan Specialist

USDA Loan Specialists Serving Orlando, Boca Raton and Beyond

USDA Business & Industry (B&I) Loans for Rural Development

At Alliance Business Solution, we take pride in being able to fund real businesses to solve their real-world challenges.


We help businesses access USDA Business & Industry (B&I) Loans designed to support growth and job creation in rural communities across the United States.


These loans are available for projects located in eligible rural areas—generally towns and cities with populations under 50,000, excluding the surrounding urbanized areas of larger cities. The project itself must be situated in a qualifying rural zone, even if your main business headquarters is based in a larger metropolitan area.


Certain exceptions may apply, particularly for cooperatives, local food initiatives, and community-based projects that strengthen rural economies.


If you’re unsure whether your project qualifies or would like expert guidance through the USDA loan process,

Alliance Business Solution is here to help.

 

Call (561) 510-0908   to speak with a funding specialist or schedule a consultation today.

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Schedule Your Free SBA Consultation With Alliance Business Solution

USDA Business Loans:

Expanding Beyond Agriculture

Despite the name, USDA Business & Industry Loans are not limited to agricultural operations. Eligible projects may include manufacturing facilities, hospitality and resort developments, renewable energy projects, and more : if the property is in an eligible rural area.

In fact, 97% of the United States qualifies as rural under USDA guidelines, making this a surprisingly accessible option for many business owners.


Some USDA programs, such as Community Facilities Loans, offer terms up to 40 years, helping businesses secure capital for long-term growth and infrastructure.


If your business is ready to grow, Alliance Business Solution is ready to help.


Contact our lending experts today at (561) 510-0908 to explore SBA, USDA, and other government-backed financing options tailored to your business goals.


Alliance Business Solution: Empowering Businesses Through Smart Financing.

USDA Business Loans:

Expanding Beyond Agriculture

Despite the name, USDA Business & Industry Loans are not limited to agricultural operations. Eligible projects may include manufacturing facilities, hospitality and resort developments, renewable energy projects, and more : if the property is in an eligible rural area.


In fact, 97% of the United States qualifies as rural under USDA guidelines, making this a surprisingly accessible option for many business owners.


Some USDA programs, such as Community Facilities Loans, offer terms up to 40 years, helping businesses secure capital for long-term growth and infrastructure.


If your business is ready to grow, Alliance Business Solution is ready to help.


Contact our lending experts today at (561) 510-0908 to explore SBA, USDA, and other government-backed financing options tailored to your business goals.


Alliance Business Solution: Empowering Businesses Through Smart Financing.

Man in coral sweater, looking upwards with hand on chin, appears to be thinking.
USDA logo with blue text on green and white agricultural scene, in a circular frame.

Frequently Asked Questions

Answers to the most asked questions about USDA Loans

  • What is the B&I program?

    The Business and Industry (B&I) Guaranteed Loan Program is a loan guarantee program


    designed to assist credit-worthy rural businesses obtain needed credit for most any legal


    business purpose. The intent is to save and create jobs in rural America.

  • How is this different from SBA?

    The SBA 7(a) and B&I Guaranteed Loan programs are similar in that a loan guarantee is


    provided, but the programs operate independently. The B&I program is specifically targeted to


    rural businesses. Rural Development has an extensive field structure of State and Area Offices


    that work closely with lenders in processing and servicing B&I loans. The lender and borrower


    work with a specific loan specialist in their State throughout the entire loan process. Other


    differences include a different fee structure and loan limits

  • What are the benefits to the borrower?

    Borrowers can benefit from better pricing and terms with the B&I loan guarantee in place than


    are typically given with conventional loans. The loans must be fully amortized, without calls or


    balloon repayment structures. Longer terms can reduce additional loan fees that may be


    incurred in the future on shorter term loans or balloon loans. The interest rates for the loans


    are negotiated between the lender and the applicant and may be either fixed or variable (or a


    combination of fixed and variable)

  • What types of businesses are eligible?

    Businesses with facilities located in rural areas that save or create jobs. Most types of


    businesses are eligible, including those engaged in the manufacturing, wholesale, retail and


    service industries. Eligible entities include partnerships, individuals, cooperatives, for-profit


    and nonprofit corporations, including publicly traded companies, tribal groups, or public


    bodies. Any size business may be eligible, but there are certain industries that may be


    restricted.

  • How do I know if an area is “rural”?

    Normally, projects seeking a B&I guaranteed loan need to be located in eligible rural areas,


    which include all areas other than cities or towns larger than 50,000 people and the contiguous


    and adjacent urbanized areas of such cities or towns. Cooperative organizations and local foods


    projects may be funded in both rural and urban areas in certain circumstances. Eligibility of a


    site may be determined by entering the address at the following website: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

  • What are eligible uses of loan funds?

    Loan proceeds may be used for essentially any business purposes, including but not limited to


    the following:


    • Business acquisitions, construction, conversion, expansion, repair, modernization and


    development


    • Purchase of equipment, machinery, and supplies


    • Startup costs and working capital


    • Projects supported by New Markets Tax Credits


    • Debt refinancing under certain conditions

Man in coral sweater, looking upwards with hand on chin, appears to be thinking.
USDA logo with blue text on green and white agricultural scene, in a circular frame.

Frequently Asked Questions

Answers to the most asked questions about USDA Loans

  • What is the B&I program?

    The Business and Industry (B&I) Guaranteed Loan Program is a loan guarantee program


    designed to assist credit-worthy rural businesses obtain needed credit for most any legal


    business purpose. The intent is to save and create jobs in rural America.

  • How is this different from SBA?

    The SBA 7(a) and B&I Guaranteed Loan programs are similar in that a loan guarantee is


    provided, but the programs operate independently. The B&I program is specifically targeted to


    rural businesses. Rural Development has an extensive field structure of State and Area Offices


    that work closely with lenders in processing and servicing B&I loans. The lender and borrower


    work with a specific loan specialist in their State throughout the entire loan process. Other


    differences include a different fee structure and loan limits

  • What are the benefits to the borrower?

    Borrowers can benefit from better pricing and terms with the B&I loan guarantee in place than


    are typically given with conventional loans. The loans must be fully amortized, without calls or


    balloon repayment structures. Longer terms can reduce additional loan fees that may be


    incurred in the future on shorter term loans or balloon loans. The interest rates for the loans


    are negotiated between the lender and the applicant and may be either fixed or variable (or a


    combination of fixed and variable)

  • What types of businesses are eligible?

    Businesses with facilities located in rural areas that save or create jobs. Most types of


    businesses are eligible, including those engaged in the manufacturing, wholesale, retail and


    service industries. Eligible entities include partnerships, individuals, cooperatives, for-profit


    and nonprofit corporations, including publicly traded companies, tribal groups, or public


    bodies. Any size business may be eligible, but there are certain industries that may be


    restricted.

  • How do I know if an area is “rural”?

    Normally, projects seeking a B&I guaranteed loan need to be located in eligible rural areas,


    which include all areas other than cities or towns larger than 50,000 people and the contiguous


    and adjacent urbanized areas of such cities or towns. Cooperative organizations and local foods


    projects may be funded in both rural and urban areas in certain circumstances. Eligibility of a


    site may be determined by entering the address at the following website: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

  • What are eligible uses of loan funds?

    Loan proceeds may be used for essentially any business purposes, including but not limited to


    the following:


    • Business acquisitions, construction, conversion, expansion, repair, modernization and


    development


    • Purchase of equipment, machinery, and supplies


    • Startup costs and working capital


    • Projects supported by New Markets Tax Credits


    • Debt refinancing under certain conditions

Man in coral sweater, looking upwards with hand on chin, appears to be thinking.

Unlocking Big Opportunities for Growing Businesses

Alliance Business Solution specializes in helping businesses access SBA Loans and other powerful government-backed lending options designed to fuel growth. Call today at (561) 510-0908 to learn how your company can qualify.


While most business owners have heard of SBA loans, far fewer know about the U.S. Department of Agriculture (USDA) Rural Development Loan Program, often referred to as one of commercial lending’s best-kept secrets. Established in 1994, the USDA program offers incredible funding opportunities for businesses in rural and semi-rural areas across the United States.


Think of the USDA program as a sister to the SBA lending program; both are government-guaranteed and designed to strengthen American businesses. However, they differ in several keyways that can make one program more suitable than the other depending on your company’s goals.

Blue button with white text

Unlocking Big Opportunities for Growing Businesses

Alliance Business Solution specializes in helping businesses access SBA Loans and other powerful government-backed lending options designed to fuel growth. Call today at (561) 510-0908 to learn how your company can qualify.


While most business owners have heard of SBA loans, far fewer know about the U.S. Department of Agriculture (USDA) Rural Development Loan Program, often referred to as one of commercial lending’s best-kept secrets. Established in 1994, the USDA program offers incredible funding opportunities for businesses in rural and semi-rural areas across the United States.


Think of the USDA program as a sister to the SBA lending program; both are government-guaranteed and designed to strengthen American businesses. However, they differ in several keyways that can make one program more suitable than the other depending on your company’s goals.

Blue button with white text
Logo for the Small Business Administration (SBA), blue letters and box around SBA with a red line underneath.

Popular Loans At A Glance

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7(a)

Up to $5 Million to provide flexible, government-backed funding that can be used for a wide range of business needs  including working capital, equipment purchases, real estate acquisition, business expansion, or refinancing existing debt.

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Blue building graphic inside a gray circle, text reads

504

Up to $5.5 Million to help small businesses purchase or improve major fixed assets; such as commercial real estate, land, buildings, or heavy equipment to support long-term growth and job creation.

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USDA logo: Blue letters

USDA

Provides affordable, government-backed financing to rural businesses, agricultural producers, and certain nonprofit organizations that contribute to local economic development.

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Man in coral sweater, looking upwards with hand on chin, appears to be thinking.

Why Choose Alliance Business Solution?

Expert Guidance

Our experienced team provides expert guidance, helping you navigate the complex world of SBA financing and ensuring you make the right decision for your business

Customized Solutions

We understand that every business is unique, and we work with you to create a customized financing solution tailored to your specific needs and goals.

 

Diverse Financing Options

Whether you're looking to acquire a business, invest in owner-occupied real estate, or secure working capital, Alliance Business Solution will connect your business with the right SBA loan solution for your unique needs.

 

Fast and Reliable Funding

We work hard to get you the funding your business needs quickly and easily, so you can stay focused on growing your business.


Exclusive Lender Relationships

Gain access to top SBA and commercial lenders

 

Strategic Planning

We don’t just secure loans; we build a roadmap for your business’s long-term success.

Loan approval stamp on mortgage application papers.

Why Choose Alliance Business Solution?

Expert Guidance

Our experienced team provides expert guidance, helping you navigate the complex world of SBA financing and ensuring you make the right decision for your business


Customized Solutions

We understand that every business is unique, and we work with you to create a customized financing solution tailored to your specific needs and goals.

 

Diverse Financing Options

Whether you're looking to acquire a business, invest in owner-occupied real estate, or secure working capital, Alliance Business Solution will connect your business with the right SBA loan solution for your unique needs.

 

Fast and Reliable Funding

We work hard to get you the funding your business needs quickly and easily, so you can stay focused on growing your business.


Exclusive Lender Relationships

Gain access to top SBA and commercial lenders

 

Strategic Planning

We don’t just secure loans; we build a roadmap for your business’s long-term success.